Quick Topic Locator
Quick Topic Locator
This course was intentionally structured so that each chapter builds upon the information presented before it. Although you may use this guide to navigate directly to a particular subject, we encourage learners to remember that every topic is part of a larger, connected financial framework.
2 Gems: 12 Things that Money Can't Buy, The Heart of Financial Literacy
The Intro: Cash Flow, Cost of Living, The Money Versus Time Formula, and Inflation
Chapter 1: The History and Purpose of Money, Barter Trading, Monetary Trading, Currency, and Exchange
Chapter 2: The Inflows & Outflows of Money, and The Resulting Financial Conditions
Chapter 3: Income-Generating Approaches, Products, Services, and Employment
Chapter 4: Mindset, Morals, Character, Discipline, and Principles
Chapter 5: Making Money Through Employment, Products, or Services
Chapter 6: Managing Money, Budgeting, Saving, and Cash-Flow Direction
Chapter 7: Investing, Compound Interest, Assets, and Financial Freedom
Chapter 9: Patience, Priorities, Legacy, and Generational Preparation
Chapter 10: Fixed Loans, Amortization, and Early Repayment
Chapter 11: Credit Cards, Minimum Payments, Credit Scores, and Debt
Chapter 12 - Career, Lifestyle, and Future Financial Planning
Chapter 13: Entrepreneurship and Business Finances
Chapter 14: Equity, Unrealized Gains and Losses, Financial Calculations, and Economic Information
THE COMPLETE LEARNING PROGRESSION
The course begins by establishing the financial realities affecting everyday life.
It then explains why money became necessary, how money flows, and where income-producing opportunities originate.
From there, learners examine the character and principles needed to pursue success properly before moving through the three central financial steps:
MAKE A DOLLAR.
SAVE A DOLLAR.
INVEST OR REINVEST A DOLLAR into Assets.
After connecting those steps, the course explores patience, priorities, borrowing, credit, lifestyle planning, entrepreneurship, equity, and practical financial calculations.
Each chapter can assist with a specific subject, but the complete course provides something larger: a connected framework for understanding how money, financial decisions, character, and the wealth-building process work together.
We call our basic learning approach the "Sitting With Wisdom Method."
The idea comes from the experience of sitting down with an OG, elder, mentor, teacher, or wise and experienced person.
When you have an opportunity to sit with someone who possesses knowledge and experience, your first responsibility is to listen.
You must be attentive.
You must pay attention to what is being said.
You must be willing to receive the information before you can understand it, apply it, or pass it to someone else.
The Financial Literacy From Scratch course creates a modern opportunity for someone to sit with wisdom.
The learner does not have to be in the same physical room with Professor G. Through the videos, they can still sit down, listen, receive the information, think about what was said, and begin applying it to their life.
We encourage people to treat every short lesson like completing a repetition in the gym.
Five minutes today.
Seven minutes tomorrow.
Ten minutes another day.
Every time a person sits down and listens, they complete another learning repetition. As those repetitions accumulate, their understanding becomes stronger.
The "Sitting With Wisdom Method" can be summarized through four actions:
LISTEN.
Give the lesson your attention and receive the information being shared.
DISCUSS.
Talk about what you heard. Ask what the learner thought and what they understood from the lesson.
APPLY.
Use the website, workbook, or a real-life example to put the information into practice.
SHARE.
Introduce the information to the next person and continue the cycle.
No single person and no single organization can reach everybody.
However, all of us can help echo the same message.
We have created the information.
We have organized it into short, digestible lessons.
We have made it accessible online.
We have developed practical financial tools.
We have created an optional workbook to support comprehension and application.
We have also created a character-development resource to help people understand the principles required to use the information responsibly.
Now we need help circulating it.
We are not asking parents, educators, mentors, or organizations to recreate financial education from the ground up.
We are asking them to help us circulate the financial education we have already created.
If you are a parent, sit down and watch a lesson with your child.
If you are an educator, introduce a lesson to your students.
If you are a mentor, discuss the information with the young people you serve.
If you lead an organization, help us place the information in front of your community.
If you understand a lesson, share it with someone who may not have received that information before.
You do not have to purchase the workbook to participate. You do not have to teach the entire course yourself. You do not need to be a financial expert.
You only need to be willing to introduce the information, encourage someone to listen, and begin a conversation about what they learned.
Our vision is simple:
We share the information with you.
You share it with the next person.
They share it with someone else.
That is how the information travels.
That is how understanding grows.
That is how we begin closing the financial-education gap.
And that is how we begin strengthening households and communities—one lesson, one conversation, and one person at a time.
LEARN IT. UNDERSTAND IT. APPLY IT. SHARE IT.